Filing Bankruptcy
Hilary Duff UK- Bankruptcy And My House
During the run up to my business going bust and a couple of years later my wife dying, I have managed over the years to run up over £20K of credit card bills and not paid any tax as well. The credit...read more
During the run up to my business going bust and a couple of years later my wife dying, I have managed over the years to run up over £20K of credit card bills and not paid any tax as well. The credit...read more
Sales Tax True Or False
I thought that when i filed my ch 7 (California) i would be protected for garnishment by the state. I owe 977.00. Last week when went to get my pay check a note was in it from the pay role dept. I...read more
I thought that when i filed my ch 7 (California) i would be protected for garnishment by the state. I owe 977.00. Last week when went to get my pay check a note was in it from the pay role dept. I...read more
Start Business Need Advice With What-if Scenario...
I have managed to keep my credit intact for the better part of 2 years by doing the credit card shuffle and by selling some stock that I received at a startup. I am quickly reaching the end and won...read more
I have managed to keep my credit intact for the better part of 2 years by doing the credit card shuffle and by selling some stock that I received at a startup. I am quickly reaching the end and won...read more
Calling Questionable Phone Call
I am in the dead zone between the filing date and the 341 (March). My ex-wife who I have divorced from for 9 years called me and stated she received a call from a CC company wanting more information...read more
I am in the dead zone between the filing date and the 341 (March). My ex-wife who I have divorced from for 9 years called me and stated she received a call from a CC company wanting more information...read more
Debt Consolidation Can I Start A New Or Redo A Ch. 13 Thats Already Confirmed?
Hello, I appreciate any help on this. Last week I had a confirmation hearing for a ch. 13, I have a huge payment because it includes one secured payment for a lien on a house, however, I am thinkin...read more
Hello, I appreciate any help on this. Last week I had a confirmation hearing for a ch. 13, I have a huge payment because it includes one secured payment for a lien on a house, however, I am thinkin...read more
Mobile Home Conseco?
Does anyone know who's taking over buisness for Conseco finance? Reason i ask is cause my wife and i are having a hard time with them. Her father died sometime last year, and in his will he left he...read more
Does anyone know who's taking over buisness for Conseco finance? Reason i ask is cause my wife and i are having a hard time with them. Her father died sometime last year, and in his will he left he...read more
Bankruptcy Advice Requested
I would like some advice from all of you, if you don't mind. I have about 12,000 in credit card debt (Sears and Citibank Visa), and about 2500 in medical bills, currently. By December, I will prob...read more
I would like some advice from all of you, if you don't mind. I have about 12,000 in credit card debt (Sears and Citibank Visa), and about 2500 in medical bills, currently. By December, I will prob...read more
Debt Do Debt Management Programs Work?
Or do people wind up filing for bankruptcy in the end? I am trying to decide between a DMP or BK. I have read Brett's FAQ and it is a good start. It made me feel that things will work themselves...read more
Or do people wind up filing for bankruptcy in the end? I am trying to decide between a DMP or BK. I have read Brett's FAQ and it is a good start. It made me feel that things will work themselves...read more
Business Question About Chap. 7 And Home Base Business.
I just got a business licenses today for my homebased web design company. I'm not seeing a profit (for that matter 99% of my work is volunteer), but I got the license for tax purposes and the fact t...read more
I just got a business licenses today for my homebased web design company. I'm not seeing a profit (for that matter 99% of my work is volunteer), but I got the license for tax purposes and the fact t...read more
E Cards Waiting 3 Months To File??
Well my husband and I had our consultation with our attorney and after looking over all of our paperwork (list of bills per month, assets & income)she definatly agreed that Chapt 7 was the ONLY way ...read more
Well my husband and I had our consultation with our attorney and after looking over all of our paperwork (list of bills per month, assets & income)she definatly agreed that Chapt 7 was the ONLY way ...read more
Start A Business Please Help Me Out
I am hoping someone here could help me out. I am over 20,000 in debt thanks for an ex boyfriend and I can't keep going this way. I want to file bankruptcy and I'm scared. Any advice please....read more
I am hoping someone here could help me out. I am over 20,000 in debt thanks for an ex boyfriend and I can't keep going this way. I want to file bankruptcy and I'm scared. Any advice please....read more
Bankruptcy Meetin Of Creditors Done
I have gained so much useful knowledge from this site during my bankruptcy that I wanted to offer this for those who come along who haven't yet had their 341 meeting. We (my wife and I) just had ours ...read more
I have gained so much useful knowledge from this site during my bankruptcy that I wanted to offer this for those who come along who haven't yet had their 341 meeting. We (my wife and I) just had ours ...read more
Was Where The Time It Takes To 341
I filed in the first week of January, the paperwork from the courts was dated Jan. 13th. My 341 is on March 31st. Having read and done as much research as possible for the chapter 7 it states the 34...read more
I filed in the first week of January, the paperwork from the courts was dated Jan. 13th. My 341 is on March 31st. Having read and done as much research as possible for the chapter 7 it states the 34...read more
Attorneys Update - Comments Appreciated
I posted here back in early January about my Ch. 7 case in Florida. To recap, I filed a Ch. 7, I had $50k + in CC debt from cash advances that were lost in the stock market. I listed all of my cre...read more
I posted here back in early January about my Ch. 7 case in Florida. To recap, I filed a Ch. 7, I had $50k + in CC debt from cash advances that were lost in the stock market. I listed all of my cre...read more
Real Estate Property And Bankruptc
I live in Ohio where the homestead exemption is $5,000. My house is in an area that is, well, marginal in terms of property values. Some houses are absolute dumps, while others are really nice (prices...read more
I live in Ohio where the homestead exemption is $5,000. My house is in an area that is, well, marginal in terms of property values. Some houses are absolute dumps, while others are really nice (prices...read more
Bankruptcy Layoffs Just Before Bankruptcy
I was preparing my documentation for filing bankruptcy within a day or so, when my job announced that our entire Seattle department was being permanently laid-off. Now, on March 30th, my employme...read more
I was preparing my documentation for filing bankruptcy within a day or so, when my job announced that our entire Seattle department was being permanently laid-off. Now, on March 30th, my employme...read more
What Is How Long Till They Sue/garnish?
I just had my first "threat" of being sued etc... by one of my CC. Ironic thing is I just saw my soon-to-be-lawyer yesterday (I pay my retainer fee Friday) to discuss my Chap 7. Question is...How lo...read more
I just had my first "threat" of being sued etc... by one of my CC. Ironic thing is I just saw my soon-to-be-lawyer yesterday (I pay my retainer fee Friday) to discuss my Chap 7. Question is...How lo...read more
Credit Purchasing A Vehicle After Ch. 7
I had my 341 about a month ago and need to obtain a vehicle loan. I haven't been officially discharged yet. Do I have to wait until I get my discharge? Also, what is the best way to apply for cr...read more
I had my 341 about a month ago and need to obtain a vehicle loan. I haven't been officially discharged yet. Do I have to wait until I get my discharge? Also, what is the best way to apply for cr...read more
Attorneys Amendment
Hi. I'm in desperate need of help. My husband and I have had a terrible experience with our bankruptcy lawyer and had to fire him. He filed the papers, but told us we would have to correctt somet...read more
Hi. I'm in desperate need of help. My husband and I have had a terrible experience with our bankruptcy lawyer and had to fire him. He filed the papers, but told us we would have to correctt somet...read more
Credit Card What Now?
I've been lurking around and reading for a while, I'd appreciate any assistance you kind folks are willing to give... my wife and I both went to meet with our attorney, he told us he thinks our b...read more
I've been lurking around and reading for a while, I'd appreciate any assistance you kind folks are willing to give... my wife and I both went to meet with our attorney, he told us he thinks our b...read more
Real Estate Is 3rd Mortgage Dismissable
I have a 3rd mortgage that I've had for 4 years. I called a couple of months ago to see if I could refinance it and lower the payment. The person I was talking to said I wasn't eligable due to the m...read more
I have a 3rd mortgage that I've had for 4 years. I called a couple of months ago to see if I could refinance it and lower the payment. The person I was talking to said I wasn't eligable due to the m...read more
Attorneys Question About Taxpayer IDs & To Tell Or Not To Tell?
I've got a meeting on Monday with a bankruptcy attorney, and I'm thinking of speaking with another one latter this week (thanks to Mr. Weiss for his excellent advice). ANd I'm wondering if I should ...read more
I've got a meeting on Monday with a bankruptcy attorney, and I'm thinking of speaking with another one latter this week (thanks to Mr. Weiss for his excellent advice). ANd I'm wondering if I should ...read more
People Who Can The Man Steal Your House For Student Loan Debt?
Can your house be repossessed by Uncle Sam for unpaid student loans? What if you live in Florida, which is supposedly one of two states where homes can't be repossessed in bankruptcy cases? Don't a...read more
Can your house be repossessed by Uncle Sam for unpaid student loans? What if you live in Florida, which is supposedly one of two states where homes can't be repossessed in bankruptcy cases? Don't a...read more
Credit Cards MBNA Is Becoming A Pain In The Butt
my bankruptcy was discharged feb 4. But mbna kept calling since my 341 meeting, I was screening my calls bigtime(mainly communicating through cell phone) but I decided to talk to her, basically t...read more
my bankruptcy was discharged feb 4. But mbna kept calling since my 341 meeting, I was screening my calls bigtime(mainly communicating through cell phone) but I decided to talk to her, basically t...read more
Online Banking About The BK Laws Changing (And Some)
I thought that I had read in a newspaper awhile ago that they want to change the laws so that you can't discgarge credit card debt. Is that true? Personally, for me and hubby, we don't have any c...read more
I thought that I had read in a newspaper awhile ago that they want to change the laws so that you can't discgarge credit card debt. Is that true? Personally, for me and hubby, we don't have any c...read more
Credit Does Anybody Wish To Share Their Experience Re-establishing Credit After BK7?
Does anybody wish to share their experience re-establishing credit after BK7 , like RickF did above? I would appreciate any information as I await mt 314 meeting on the 24th....read more
Does anybody wish to share their experience re-establishing credit after BK7 , like RickF did above? I would appreciate any information as I await mt 314 meeting on the 24th....read more
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