Bankruptcy Law
When Start Does This Look Bad? Gift From Dad And Then A Gift From Me To Dad For Same Amount
In December my father gave me $4K to help me out, no loan. Later when I reasonably got back on my feet, sold a house and stopped paying double payments, I gave my dad the $4k back (two months later...read more
In December my father gave me $4K to help me out, no loan. Later when I reasonably got back on my feet, sold a house and stopped paying double payments, I gave my dad the $4k back (two months later...read more
Mortgage Mortgage
Anybody have any experience getting a mortgage after a bankruptcy? Mine was discharged in July. I have savings of $5500, established credit with two card companies (payments always on time), and p...read more
Anybody have any experience getting a mortgage after a bankruptcy? Mine was discharged in July. I have savings of $5500, established credit with two card companies (payments always on time), and p...read more
Real Estate Chapter 13 And Warranty Deed
Here's the situation: Mom and Dad's mortgage: $120,000.00 Back Property Taxes: $40,000.00 Back Property Taxes filed under Chapter 13, payable over five years. 2 years have elapsed, and all p...read more
Here's the situation: Mom and Dad's mortgage: $120,000.00 Back Property Taxes: $40,000.00 Back Property Taxes filed under Chapter 13, payable over five years. 2 years have elapsed, and all p...read more
Education Who's To Blame?
I have had to file 2 different chapter 7s in the past 12 years, and now am considering filing a 13 since it has only been 4 years since the last 7 was filed. I see no way out of this viscous cycle I...read more
I have had to file 2 different chapter 7s in the past 12 years, and now am considering filing a 13 since it has only been 4 years since the last 7 was filed. I see no way out of this viscous cycle I...read more
Start Business Chapter7 Or 13
I went to my 341 hearing and the Trustee told me I make too much money for a Chapt 7 and should go Chapt13. He postponed my hearing 'till 6-18-03. I have absolutely no "Non-Exempt" Assets. It seems ...read more
I went to my 341 hearing and the Trustee told me I make too much money for a Chapt 7 and should go Chapt13. He postponed my hearing 'till 6-18-03. I have absolutely no "Non-Exempt" Assets. It seems ...read more
Real Estate A Question Of Properity Type?
I keep comming back to this question and how it will effect Chapter 7? The properity is classified by the county as "Residental Land and Building". It is in fact a mobile home (with a room additi...read more
I keep comming back to this question and how it will effect Chapter 7? The properity is classified by the county as "Residental Land and Building". It is in fact a mobile home (with a room additi...read more
Debt Settlement Inheritance With Bankruptcy
I've decided to declare bankruptcy. There is one small problem. My father died last year and I stand to inherit about $10k. I know that six months prior and after filing a bankruptcy they can seize ...read more
I've decided to declare bankruptcy. There is one small problem. My father died last year and I stand to inherit about $10k. I know that six months prior and after filing a bankruptcy they can seize ...read more
House Plans Chapter7 - Mortegage - Need Help
I have 2nd mortegage of 40K. I am out of job for morethan an year, if I file chapter 7 ,How long can I keep the house. Already 3 months past due on both first and second mortegage payments. As per o...read more
I have 2nd mortegage of 40K. I am out of job for morethan an year, if I file chapter 7 ,How long can I keep the house. Already 3 months past due on both first and second mortegage payments. As per o...read more
Credit Card Debt Is There Any Law
Is there any law that states how a discharged creditor is supposed to report to Credit Bureaus? e.g. First USA "sold" an account to Weinstein, Traegher, and Riley in March , exactly 12 months after ...read more
Is there any law that states how a discharged creditor is supposed to report to Credit Bureaus? e.g. First USA "sold" an account to Weinstein, Traegher, and Riley in March , exactly 12 months after ...read more
Mortgage Going After Ex ..
I filed Chapter 13 (in North Carolina, Eastern District) --- 341 hearing today and trustee will reccommend OK, went well. Problem now: centura bank, sears and amoco, credit cards - all in my plan...read more
I filed Chapter 13 (in North Carolina, Eastern District) --- 341 hearing today and trustee will reccommend OK, went well. Problem now: centura bank, sears and amoco, credit cards - all in my plan...read more
Unemployment Unemployment Compensation
Quick (hopefully) question about Unemployment compensation. I am going to be fileing ch7 shortly. I have been saving up my unemployment checks for some time now and using my cash for all my living e...read more
Quick (hopefully) question about Unemployment compensation. I am going to be fileing ch7 shortly. I have been saving up my unemployment checks for some time now and using my cash for all my living e...read more
How To Money Trying To Save Vehicles
I will soon be deluged with many collection agencies ready to collect my debt. They will be trying to get any moneys or possible other assets to settle their claim... I have no money on SSDI. My ...read more
I will soon be deluged with many collection agencies ready to collect my debt. They will be trying to get any moneys or possible other assets to settle their claim... I have no money on SSDI. My ...read more
Credit Card Capital One
I filed BK on May 6th, and just yesterday, May 15th, received a letter from Capital One, (apparently) back-dated to May 7th, stating that they have decided to no longer do the Get Smart progam and a...read more
I filed BK on May 6th, and just yesterday, May 15th, received a letter from Capital One, (apparently) back-dated to May 7th, stating that they have decided to no longer do the Get Smart progam and a...read more
Credit Card Debt CU Won't Close Account Due To...
I had $1,000 overdraft protection line attached to my Credit Union account... I filed for BK ch. 7 and I know that overdraft protection is dischargable (I owe $1,000 on it). I told them to close it...read more
I had $1,000 overdraft protection line attached to my Credit Union account... I filed for BK ch. 7 and I know that overdraft protection is dischargable (I owe $1,000 on it). I told them to close it...read more
Bankruptcy Attorneys Does Bankruptcy Mean You Automatically Lose Your House?
Can you file bankruptcy to wipe out all of your credit card debt, but keep your house and your car without any impact to either of those accounts? And just keep paying those two as your normally wou...read more
Can you file bankruptcy to wipe out all of your credit card debt, but keep your house and your car without any impact to either of those accounts? And just keep paying those two as your normally wou...read more
Trust Ch. 13 And Trust Income
I'm likely going to file under Chapter 13 and am soon to see an attorney. Just wanted to ask about this topic beforehand as I cannot find too much on this elsewhere. Anyway, I presently pay a m...read more
I'm likely going to file under Chapter 13 and am soon to see an attorney. Just wanted to ask about this topic beforehand as I cannot find too much on this elsewhere. Anyway, I presently pay a m...read more
Real Estate Collecting Collateral Placed On Loan
I was just wondering once I have a discharge how long does the bank or mortgage company have to come and collect property or collateral from me? I am tired of playing the waiting game and would like...read more
I was just wondering once I have a discharge how long does the bank or mortgage company have to come and collect property or collateral from me? I am tired of playing the waiting game and would like...read more
Hearing How Many Times Must I Appear?
How many time to I have to appear in person during the BK process? The 341 hearing is of course one? And What is the general time frame from the date of filing?...read more
How many time to I have to appear in person during the BK process? The 341 hearing is of course one? And What is the general time frame from the date of filing?...read more
What Is Sometimes Not Worth Bothering To Go Bankrupt (?)
I own no house, have $40K in debt, own one car, have equity in a second whose payments are still being made. Self-employed. Married, 2 kids still at home. No land, no stocks, nothing but a small amo...read more
I own no house, have $40K in debt, own one car, have equity in a second whose payments are still being made. Self-employed. Married, 2 kids still at home. No land, no stocks, nothing but a small amo...read more
Paralegal Paralegals
Exactly what is a "paralegal"? Can a "legal secretary", after a couple years experience call themselves paralegals? After just 6 months of night school at a community college, can anyone call themse...read more
Exactly what is a "paralegal"? Can a "legal secretary", after a couple years experience call themselves paralegals? After just 6 months of night school at a community college, can anyone call themse...read more
Credit Repair Help
I am 31 years old. My wife and I just had our first baby in February and because of this my wife is not working. We are in a lot of debt and probably a lot of trouble. My annual salary is $68,000 ...read more
I am 31 years old. My wife and I just had our first baby in February and because of this my wife is not working. We are in a lot of debt and probably a lot of trouble. My annual salary is $68,000 ...read more
Nebraska Oop! Think I Found Them
Right after posting about Nextcard I did a search and came up with a possible financial company in San Francisco. I'll contact them and see if they can help. Just curious, but what would happen ...read more
Right after posting about Nextcard I did a search and came up with a possible financial company in San Francisco. I'll contact them and see if they can help. Just curious, but what would happen ...read more
Credit Debt Creditor Has Vanished!
We received our discharge on 4/29 and the file has been closed. However, we received a letter from our lawyer stating that the current address of Nextcard is unknown. The envelope containing notice...read more
We received our discharge on 4/29 and the file has been closed. However, we received a letter from our lawyer stating that the current address of Nextcard is unknown. The envelope containing notice...read more
Make Money Take Responsibility
I don't understand people who don't want to face up to their responsibilities or actions. They go and take out loans or use their credit cards for every whim imaginable. They live for today and don'...read more
I don't understand people who don't want to face up to their responsibilities or actions. They go and take out loans or use their credit cards for every whim imaginable. They live for today and don'...read more
Credit One More Question--I Hope!
OK, pulled my credit reports; received 2 of 3 so far. I have found at least 2 creditors not even mentioning our bankruptcies (13 on 11/01 converted to 7 1/03 and discharged 4/03) and listing accoun...read more
OK, pulled my credit reports; received 2 of 3 so far. I have found at least 2 creditors not even mentioning our bankruptcies (13 on 11/01 converted to 7 1/03 and discharged 4/03) and listing accoun...read more
Loans Consolidation Loan A Problem?
I am thinking of filing a Chapter 7 in New York. About 8 months ago I took out a personal unsecured consolidation loan to pay off some bills. The loan was for $25,000. One of the attorneys I cons...read more
I am thinking of filing a Chapter 7 in New York. About 8 months ago I took out a personal unsecured consolidation loan to pay off some bills. The loan was for $25,000. One of the attorneys I cons...read more
Question:
Answer:
| Bankruptcy FAQ Main Page | Do It Yourself Bankruptcy | Cost Of Bankruptcy | Business Bankruptcy | Bankruptcy Types | Bankruptcy Procedure | Bankruptcy Mortgage | Bankruptcy Law | Bankruptcy Info | Bankruptcy Forms | Bankruptcy Debts | Bankruptcy Court | Bankruptcy Chapter 11 | Bankruptcy Chapter 7 | Bankruptcy Alternative | Bankrupcty | Bancruptcy | Personal Bankruptcy Laws | Personal Bankruptcy | Life After Bankruptcy | Filing Bankruptcy |