How Do I Sue A Colorado Collection Agency From Californ
Q: How do I sue a Colorado collection agency from California?
This Financial Enterprise, Inc. of Denver, Colorado has been harrassing me to try to collect money from me. I am not this person in debt, but we have the same name (different initial, different birthday and different Social Security Number).
A: -http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm -Actually, I have repeatedly file the FTC for identity thief https://rn.ftc.gov/pls/dod/widtpubl$.startup?Z_ORG_CODE=PU03 Because this Colorado collection agency stole my name, home address and home phone number. What I want to go to court is to compel this collection agency to tell the court or me how they got my identity first place. Obviously, this Colorado collection agency do not care less and keep harassing me. -Welp... There's a Coupla Good Ways to Procede... First, check with your Local Library or [Courthouse?] Law Library on what State Laws & Admin Regs require in the way of Licensing & Practices of Debt Collection Agencies... IN State AND Out... and check on what those State Laws & Regs provide for in the way of Civil Liability & Damages for Violation of ANY PART of the aforementioned... (You may have a Cause of Action for MORE than Simple Harassment/Knowing Misidentification)... Then... you Almost Certainly have a Cause of Action in the Federal Courts... The Fair Debt Collection Practices Act explicity Encumbers Debt Collectors with Civil Liabilty for their Acts in Violation of the FDCPA and permits Jurisdiction in The Federal System ([ANY Federal Court]Federal Question)... Not sure if Your Complaint... that of Continued Harassment on Knowing Misidentification of Alleged Debtor is *specifically* Covered therein... that the FDCPRA provides a Remedy for the Acts you Complain Of...But I'll bet it does... *Somewhere*... AND... you Don't Have To PROVE your case at the outset... Get the Shitbags SERVED and let their EXPENSIVE Lawyers Fumble & Moan Raising Objections & Defenses... > This Financial Enterprise, Inc. of Denver, Colorado These the MUTHAfuckers?: You'll want to SERVE [Irvin] the Registered Agent at the Listed Address with your State/Federal COMPLAINT & SUMMONS... IF California permits Service via Mail, you're Good as far as Service of Process via Mail on a State Complaint goes... -Check the Colorado state consumer law website. Many states have extremely good consumer laws that expressly provide for attorney fees. This encourages attorneys to take small cases. Collections agencies often harass consumers over a purported $100 debt knowing that they will never sue for such a small amount. State consumer laws that provide for attorney fees put an end to that. .
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