Leaving Credit Card Debt In UK

Q: I quick 'hypothetical' situation, and a question for anyone with good legal knoledge out there. Lets say Mark (a UK citizen with a great credit history) 'legally' obtains 20+ credit cards. He doesn't commit fraud in any way, apart from not disclosing the number of other cards currently held when applying for other cards (not always ask on applications anyway). John then runs up large (£100k+) debts on the cards, cashes up and moves to a country outside the EU where inward immigration is not taken particularly seriously. Apart from the issues around starting a new life in the foreign land, what comeback could Mark expect from the credit card companies and/or the law from the UK? Secondly would there be a different response if Mark had gone one step further and had obtained several personal loans, made a few payments and then left the country.

A: -Except all the loans/credit cards will be logged onto one or two of the credit databases which are automatically checked

every time you get a new loan or credit card. I suspect more than 3 or 4 at one time would look exceptional and be difficult to do as it probably triggers the "fraudulent use" tests. The checks are made against both names and addresses so you'd have to take measures to obscure that which would look like "intent". A friend of mine some 15 years ago got a letter about a CC debt she thought she had left behind in Blighty. -The "ah ahh, we've found you" letter found her at the end of a long empty road in Alaska 2 years after she left the UK. The sum was low 4 figs. She was rather politely informed that the recovery would be enforced by US courts, should she to push it that far. .